Answer :Its a way of transferring money but not to your account dirrectly. They charge a percentage for providing the service and also the money received at receiver end is based on forex rate between the sender and receiver country. You need to deposit money with western union money transfer and complete the forms. You need to mention details below of the receiver. First Name , Last name Country, City Amount You will receive a money transfer control number. Save it and inform the receiver of the same. it may some times be needed to receive money. The receiver will then have to go to agent branch, fill the form with details of the sender and then provide a Identification proof and can take the money. also check below question for detailed explanation on their charges: http://howwherewhat.in/Business/how-much-does-western-union.../_1859
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